Terms of Service
We recommend parents and participants of Invest Bright events to read these, especially our disclaimers and competition management. Cubs of Wall Street Challenge Terms and Conditions
By registering for the Cubs of Wall Street Challenge, you are agreeing to accept these terms and conditions. Invest Bright reserves the right to amend these terms and conditions at its sole discretion without any notice.
We do not want participants to pair up with strangers for this competition. While we encourage networking with other competitors, we assume that all our participants have a sense of cyber security and will make responsible decisions online. We will not be responsible for any harm or losses caused by poor digital behavior and the online activities of participants. Irresponsible behavior in online competitions and events constitutes review and removal of the participant if necessary.
FOR THE CUBS OF WALL STREET CHALLENGE: Students must currently be entering middle school (rising 6th graders), be currently in or transition from any grades 6-8, or must be just entering high school (rising 9th graders). Students who don’t meet these requirements need to secure permission from Invest Bright before competing.
Students can register in teams of 1-4 actively participating members. Teams must be registered with correct emails and a team leader must make sure everyone is looped in communications. Communication regarding the competition will be made through email, our Discord server, and our Instagram account. Invest Bright will not be responsible for any negligence on the participants’ side regarding communications.
Teams and individuals may also choose their own names, and are free to be creative with them. However, any names deemed vulgar or offensive may be disqualified. Invest Bright also reserves the right to mandate changes to team names which it deems appropriate (you may be disqualified if inappropriate team names are used).
Teams may be composed of members from anywhere in the world. Teams may also adjust size and composition (restricted to a maximum of four) until paper trading begins (Date TBD). Afterward, any adjustments in the team must be submitted for consideration to investbrightinfo@gmail.com. Teams that do not submit requests for changes will not be considered and may be disqualified.
Registration is free, and we welcome all competitors! However, we will only accept the first 60 teams (TBD for 2022) to sign up on a first come first serve basis. We will announce when we have full registrations; teams can only sign up at their discretion by contacting us.
We will not be responsible or liable if participants fail to abide by these terms and we reserve the right to disqualify teams.
To register, all participants must have parent consent (No exceptions!).
IMPORTANT DISCLAIMER: INVEST BRIGHT DOES NOT PROVIDE TAX, LEGAL, ACCOUNTING, OR FINANCIAL ADVICE. NO CONTENT OR COMMUNICATION FROM INVEST BRIGHT’S WEBSITE OR MEDIA PLATFORMS CONSTITUTES FINANCIAL OR PROFESSIONAL ADVICE. NO INFORMATION ON OUR PLATFORMS CONSTITUTES A COMPLETE STATEMENT OF THE MATTERS DISCUSSED OR THE LAW RELATING THERETO. INVESTING REAL MONEY INVOLVES RISK. WHILE WE ENCOURAGE INVESTING WITH REAL MONEY, WE ADVISE STUDENTS TO INVEST RESPONSIBLY AND UNDERSTAND ANY PREVALENT RISK. ALL OUR COMMUNICATIONS ARE TAILORED FOR INFORMATIONAL USES ONLY AND SHOULD NOT BE RELIED ON FOR INVESTING, TAX, ACCOUNTING, OR LEGAL ADVICE. INVEST BRIGHT WILL NOT BE LIABLE OR RESPONSIBLE FOR LOSSES CAUSED TO ANY PARTIES.
Competition Management
If the Cubs of Wall Street Challenge has been interfered in any way, or cannot be conducted by Invest Bright, we solely reserve the right to disqualify any teams or modify, suspend, or terminate the competition as appropriate.
Participants indemnify and keep indemnified Invest Bright against all claims, losses, damages, and expenses suffered by Invest Bright or any third parties arising out of the breach of these Terms and Conditions by the participant, the conduct of the participant in the competition, or the use of any components of the prizes.
Invest Bright (including its officers, employees, and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special, or consequential, arising in any way out of the promotion, including, but not limited to, were arising out of the following: (a) any technical difficulties or equipment malfunction (whether or not under Invest Bright’s control); (b) any theft, unauthorized access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by Invest Bright) due to any reason beyond the reasonable control of Invest Bright; (d) any variation in prize value to that stated in under the “Prizes” tab; (e) any tax liability incurred by a winner or participant; or (f) use of the prizes.
Privacy Policy
Last updated June 28, 2021.
At Invest Bright (“Company”, “we”, “us”, “our”) we are committed to protecting your personal information. If you have questions about this privacy policy, contact us at investbrightinfo@gmail.com.
When you visit investbright.net and use any of our services (which include the website), we appreciate that you are trusting us with your personal information. We take your privacy very seriously. In this Privacy Policy, we will explain the information we collect along with how we use it.
1. What information do we collect?
We collect only the personal information that you disclose to us through our registration form. We collect the following information:
Names
Phone numbers
Email addresses
Contact information/preferences
Birthdate
Location
Other similar information
2. How do we use your information?
We use the information we collect or receive to:
Communicate with you regarding the competition and other opportunities
Validate your registration for our events and competitions
Manage schedules and participants in our events and competitions
3. Will your information be shared with anyone?
We only share information with your consent, to comply with laws, protect your rights, or provide you with services. Unless you have given us explicit consent to do so, we will not share the information you provide to us through registration forms with any other participant or entity outside of the Invest Bright organization.
4. Is your information transferred internationally?
We are located in the United States along with our servers. If you are accessing our website from outside of the United States, please be aware that your information may be transferred to, stored, and processed within the United States.
5. How long do we keep your information?
We will only keep your personal information so long as it is necessary to provide our services unless a longer period is required by law or any other factors outside of the organization’s control. No purpose stated in this notice will require us to hold your information for longer than 90 days.
When the competition in question ends and prizes are distributed, or if we no longer have any ongoing ventures or events that require us to hold your information, we will remove your personal information from our possession or secure it until deletion is possible.
6. How do we keep your information safe?
We use Emails and other secure information-storage systems to protect your information. No one without our constantly-changing passcode will be able to access your information. However, no electronic transmission can be 100% secure, so we cannot guarantee that your information will not be stolen by hackers, cybercriminals, or unauthorized third parties in the case of an intrusion. While we do our best to protect your information, you should only provide us with your personal information within a secure environment.
7. What are your privacy rights?
In some regions (such as the EEA and the UK), you have certain rights under data protection laws. These may include the right to (i) request access to and obtain a copy of your personal information, (ii) to request deletion of your personal information, (iii) to restrict the processing of your personal information, and (iv) to data portability.
You have the right to withdraw your consent to the processing of your information through our registration forms at any time. Please note that this will not affect the lawfulness of the processing before its withdrawal, nor will it affect the processing of your personal information conducted on lawful grounds other than consent.
If you are a resident in the EEA or the UK, and if you believe we are unlawfully processing your personal information, you have the right to complain to your local data protection supervisory authority.
8. Do we make updates to this notice?
We may update this privacy policy from time to time. If changed, we will change the “Last Updated” date.
9. How can you contact us about this notice?
If you have any questions, you can reach out to us at investbrightinfo@gmail.com or through investbright.net/contact.